Insurance Coverage/General Liability

The owner of a construction project was sued in connection with an accident at the construction project resulting in the death of a worker. In a related declaratory judgment action, the owner sought insurance coverage for the wrongful death claim as an additional insured under a Comprehensive General Liability policy issued by our client to the general contractor of the construction project. After completion of discovery, Brown Gavalas & Fromm moved for summary judgment on behalf of our client. The Court granted our motion finding no coverage under the policy for the owner and declared that the owner was not an additional insured under the policy. In making this determination, the Court held that neither the Certificate of Insurance issued by general contractor's insurance broker to the owner nor the Blanket Additional Insured Endorsement in the policy conferred coverage on the owner. Public Adm'r of Queens County v. Two Corners, Inc., 856 N.Y.S.2d 502 (N.Y. Sup. Ct. Queens County 2008).